Thinking Ahead

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School is only a few weeks away. Can you believe that!!!! Its seems that once school starts the rest of the year starts zooming by. Just this morning I was thinking about Christmas gifts and how I would like to cut back on the money we spend. After all, Cyber Monday and Black Friday will be here in the blink of an eye. I really would like to cut back on the Christmas spending. Its easy to spend on the kids because that is really the only time of year they get anything that is not a need. I think I will be making a strict budget and sticking to it. I also was thinking that I need to do a better job of picking gifts up through the year when I see things on clearance. I used to do that all the time. I need to get back in that habit. We have the added expense of college tuition that will be due in December so sticking to a Christmas gift budget is really a must.